Your money is talking

Suno apne
paise ki baat.

Every rupee you earn, spend and save is saying something. DeepPockets brings it all together — net worth, income, expenses, investments and liabilities — and turns it into a voice you can finally hear.

Your money says

“You're doing better than you think this month.”

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A professional-grade accounting engine underneath. A calm, plain-spoken answer on top.

The problem

It's been talking. You just couldn't hear it.

Bank apps here, investments there, a spreadsheet somewhere, EMIs on another screen. Each one says a little — and all of them talk over each other.

? What is it saying?
📈 Stock Trading
🏠 Loan / EMI App
💸 UPI App
📊 Spreadsheet
🏦 Bank App

Your money is trying to tell you something — and six apps are talking over it.

The solution

Everything that matters, in one place.

Eight connected views, powered by the same rigorous double-entry engine finance professionals trust — so the numbers always reconcile.

Net Worth Dashboard

Assets minus liabilities, tracked over time — your single source of truth.

Expense Tracking

Every outflow categorized automatically, so you see where it really goes.

Income Tracking

Salary, freelance, dividends and interest — every rupee in, accounted for.

Investment Portfolio

Mutual funds, stocks and more — holdings and returns, consolidated.

Liabilities Tracker

Loans, EMIs and credit — balances and payoff progress at a glance.

Cash Flow Analysis

Money in versus money out, month over month — the rhythm of your finances.

Budget Tracking

Set limits by category and watch them stay green — or catch them early.

Recurring Transactions

Rent, subscriptions, SIPs — logged automatically so nothing slips through.

Insights that decide

Ask a question. Get an answer.

Five metrics that actually change decisions. For each one, DeepPockets tells you plainly what it means — not just what it is.

  • Savings Rate

    “Should I cut spending, or focus on earning more?”

    You're already keeping more than half of what you earn. Cutting further won't move the needle — growing your income will.

  • Emergency Fund Coverage

    “Is building my safety net the priority right now?”

    You're a little under three months of cover. Top this up first — everything else can wait a month.

  • Debt-to-Income Ratio

    “Do I pay down debt, or start investing?”

    Your debt load is comfortable. You can start investing without clearing it first.

  • Portfolio XIRR

    “Should I switch funds, or stay the course?”

    Your returns are beating what you'd get sitting in savings. Nothing here needs fixing — stay put.

  • Asset Allocation Mix

    “Is it time to rebalance?”

    You've drifted toward equity as the market ran up. A small shift back keeps your risk where you wanted it.

And yes — it's private too

Your financial data never leaves your device.

DeepPockets is local-first: your accounts, balances and transactions are stored on your device, never on our servers. Google Sign-In is required — but only for identity and one-click backup to your own Google Drive. We never use it to read, access, or store your financial data.

  • On-device storage by default
  • Sign-in used for identity only
  • Backups go to your Drive, encrypted end to end
How it works

Full clarity in four steps.

  1. 01

    Sign in

    One tap with Google — for identity only, never your financial data.

  2. 02

    Add your accounts

    Bring in balances, holdings and liabilities — as much or as little as you like.

  3. 03

    See your full picture

    Everything reconciles into one clear, visual view of your net worth.

  4. 04

    Back up anytime

    One click sends an encrypted backup to your own Google Drive.

Early access

Be first to see your money clearly.

Join the waitlist. We'll email you the moment DeepPockets opens up — no spam, ever.